Stabl
BackFinancial Wellness + Earned Wage Access
Employees access earned income between pay periods while receiving personalized financial coaching.
Relationship
Back
Founded
2023
Focus
Fintech
Stage
Growth
Stabl Pay combines earned wage access with personalized financial coaching. The platform allows employees to access earned income between pay periods while receiving holistic guidance for both immediate cash flow and long-term financial health.
Employees request early payment for work already completed — processed in under 30 seconds. Personalized financial coaching arrives via text message in bite-sized segments. The platform integrates seamlessly with existing HR systems.
With 70% of Americans living paycheck to paycheck, Stabl addresses financial stress affecting workplace productivity. Employers see reduced turnover, improved recruitment, and boosted engagement.
The Problem
Financial stress devastates workplace productivity. Employees living paycheck to paycheck need immediate relief and long-term guidance.
The Approach
Stabl provides instant earned wage access (1.5% transparent fee) combined with personalized financial coaching. Employers can subsidize or pass through the fee.